Flex Pay gives you the freedom to book travel or buy season passes now and pay over time with simple fixed installments. Some plans include interest while some are interest-free. When you’re ready to check out, just select “Flex Pay” as your payment method, complete a short application, and receive a quick decision. Choose the terms of your payment plan, finish checking out, and enjoy your purchase. Then, pay over time with simple, no-surprise monthly payments.

Payment methods include linking a bank account, debit card or pay by check. Credit cards are NOT authorized forms of payment for Flex Pay payments.

Buy Now, Pay Later is available only to US and Canadian customers, pending approval through Flex Pay. Not everyone is eligible, applicants must fulfill the criteria below based on country of residence.

United States

• Resident of United States (*where Flex Pay is available)

• Physical mailing address (P.O. Boxes are not accepted) of residence in a location where loans through Flex Pay are offered

• Minimum 18 years old (19 in AL)

• Mobile phone number

• Social Security Number (US applicants)

Canada

• Resident of Canada

• Minimum 19 years old

• Available payment methods are direct debit from a bank account, Visa/MasterCard virtual debit, credit card or check

• Mobile phone number

Yes! You do need to allow a few days between booking and your departure date for things to process. Other than that, you are free to travel whenever - even before you’re all paid off.

Please contact the Flex Pay Customer Support team at 888-893-2227 or customercare@upgrade.com, and they will answer any questions in regards to your Flex Pay account.

Shop for your items and add them to your cart just like you normally would. When you are ready to checkout, simply select Flex Pay as your payment method. To apply, you’ll need to provide some basic information like your mobile number, date of birth, and if you are a US resident, your Social Security Number. If you’re approved, finish checking out and you’re done.

Flex Pay looks at a number of factors, including your credit information, purchase details, and more.

You can make a payment anytime by visiting upgrade.com/flex-pay and clicking on the Loans tab. From there, click the Make a Payment button.

Yes, another person like your parents can apply for a loan through Flex Pay to pay for your trip! Simply have them apply and input your travel details. The person who applies for a loan through Flex Pay doesn’t have to be the traveler.

Don’t have income or a job? No problem! Feel free to use your parent’s income or your annual allowance amount.